BMW Complimentary Insurance Offer.




What could be better than the Sheer Driving Pleasure of a new BMW? Enjoying it
with guaranteed peace of mind thanks to our complimentary BMW Comprehensive Insurance offer. From now until 31 March 2021, BMW South Africa is proud
to bring you complimentary BMW Comprehensive Insurance for a year when you
purchase your new BMW, online.


Whether you’ll be financing with BMW Financial Services, buying your vehicle upfront or using other finance – you can still enjoy BMW Insurance that’s designed to keep your BMW in optimum condition on the road ahead.


Simply find the vehicle of your dreams on, place your order and should you qualify* for complimentary BMW Comprehensive Insurance, your Finance and Insurance Manager will help you take the next step. 

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THE BMW 1 Series Hatch complimentary comprehensive BMW Insurance Offer.

BMW 1 Series

Bold, stylish and compact – unleash the urban power of BMW 1 Series Sports Hatch.
THE 318i Cyber Monday and Black Friday Limited Offer

BMW 3 Series

Sporty and stylish – drive the most connected BMW 3 Series ever built.
THE X1 complimentary comprehensive BMW Insurance Offer


Forge your own path in style with the comfortably versatile BMW X1.
THE BMW X3 complimentary comprehensive BMW Insurance Offer


Redefine adventure and enjoy your independence to the fullest with the BMW X3.
THE BMW 2 Series Gran Coupé complimentary comprehensive BMW Insurance Offer

BMW 2 Series

Excitingly unconventional and undeniably sporty – experience the BMW 2 Series Gran Coupé.
THE BMW 4 Series complimentary comprehensive BMW Insurance Offer

BMW 4 Series

Break conventions with the uncompromisingly non-conformist BMW 4 Series.
THE BMW X2 complimentary comprehensive BMW InsuranceOffer


Drive the extroverted protagonist of a new era, the rebellious BMW X2.
THE BMW X4 complimentary comprehensive BMW Insurance Offer


Anticipate and conquer any challenge with the powerful, progressive BMW X4.

Please note: Any BMW models not listed above, namely all BMW i, BMW 5 Series, BMW X5, BMW X6, BMW 7 Series, BMW X7, BMW 8 Series and BMW M models (i.e. M2, M3, M4, X3 M, X4 M), are not included in this offer.

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*Offer Qualifying Criteria

  • Principal driver must be over the age of 30.
  • Named drivers must be over the age of 30.
  • Customers need to have at least 3 years of claim free insurance history (with proof).
  • All drivers must have their license for at least 3 years.
  • All insurance policies will be underwritten by an approved insurer.
  • The Comprehensive Cover period at agreed rate for the customer and paid for by BMW SA will be for the first 12 months following the sale of a new vehicle.
  • Vehicle must be purchased from (BMW Digital Sales Platform)
  • Basic Product offering with No Excess Buy Down.
  • The offer is only applicable to the sale of a new vehicle available for sale on DSP and only participating vehicles apply.
  • Offer available to all financed and non-financed customers.
  • BMW Insurance reserves the right to withdraw or amend this product at its discretion.
Insurance Policy
  • Basic Excess of R10 000 will be applicable.
  • Windscreen replacement excess of 20% of the claim, minimum R350 will apply.
  • Zero excess on windscreen chip repairs.
  • Additional Excess (To be applied cumulatively to the Basic Excess where applicable)  In respect of claims within six months of inception of the policy: Additional R5 000 excess will be applicable.
  • Failure to produce written proof of stated CFG (Claim Free Group) within six weeks of inception of this policy will result in an adjustment to the customer’s premium.
  • In the event of a claim whilst this proof is outstanding: Additional excess of R2 500 will be applicable.
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BMW Complimentary Insurance offer supported by PSG Wealth Financial Planning (Pty) Ltd., valid for the first 12 months from the date of purchase of the vehicle. PSG Insure Short-term Administration, a division of PSG Wealth Financial Planning (Pty) Ltd. is appointed as the Administrator of the above-mentioned short-term insurance policy offer. FSP 728. Policies will be underwritten by Santam Limited, a Registered Insurer and authorised financial services provider (FSP 3416). BMW Complimentary Insurance Offer valid until 31 March 2021. Terms and conditions apply. 

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