At BMW Financial Services, we know that collecting cars isn’t just a hobby, it’s a passion, a lifestyle, and a legacy. That’s why our classic car insurance is crafted by industry experts who are collectors themselves. They understand the unique needs of enthusiasts like you, offering a level of care, expertise, and flexibility that goes beyond standard insurance policies.
Whether you own a cherished vintage model or a rare modern collectible, our standalone policy is designed to suit your individual needs. There are no minimum or maximum insured values, just personalised cover that protects what matters most to you.
Because when it comes to your collection, only the best will do.
CLASSIC INSURANCE: OPTIONS.
OPTION 1: STANDARD COVER
- Maximum mileage of 5,000km per annum
- Vehicle Agreed Value basis
- Appreciation Clause up to 20%
- Depreciation Value Clause – physical damage
- 7-day Temporary Cover on newly purchased vehicles
- Third-Party Legal Liability cover up to R10 000 000
OPTION 2: QUINTESSENTIAL COVER
- Maximum mileage of 8,000km per annum
- Lienholder Interest – Finance Agreements
- Transported by a professional carrier. Maximum sum insured R4,000,000.00
- 72-hour Transfer Cover

NEED TO CONTACT US OR MAKE A CLAIM?
For quotes, claims and more, please don’t hesitate to get in touch with our insurance team.
Email: InsuranceEscalations@bmwfinance.co.za
TERMS AND CONDITIONS
BMW Financial Services (South Africa) (Pty) Ltd. is an Authorised Financial Services & Registered Credit Provider NCRCP2341. BMW Classic Car Insurance is powered by iTOO Artinsure is a division of iTOO Special Risks (Pty) Ltd, (Reg No: 2016/281463/07) (FSP No. 47230). Underwritten by The Hollard Insurance Company Limited (Reg No. 1952/003004/06), a Licensed Non-Life Insurer and an authorised Financial Services Provider.
PSG Wealth Financial Planning (Pty) Ltd is appointed as the Administrator of the above-mentioned short-term insurance. FSP 728.
FREQUENTLY ASKED QUESTIONS ABOUT BMW CLASSIC CAR INSURANCE
BMW Financial Services (South Africa) (Pty) Ltd. is an Authorised Financial Services & Registered Credit Provider NCRCP2341. BMW Classic Car Insurance is powered by iTOO Artinsure is a division of iTOO Special Risks (Pty) Ltd, (Reg No: 2016/281463/07) (FSP No. 47230). Underwritten by The Hollard Insurance Company Limited (Reg No. 1952/003004/06), a Licensed Non-Life Insurer and an authorised Financial Services Provider.
PSG Wealth Financial Planning (Pty) Ltd is appointed as the Administrator of the above-mentioned short-term insurance. FSP 728.