BMW Top Up Cover

BMW TOP UP COVER. (CREDIT SHORTFALL).

Protect yourself from vehicle finance settlement shortfalls.

BMW TOP UP COVER. (CREDIT SHORTFALL).

Protect yourself from vehicle finance settlement shortfalls.

BMW Top Up Cover. (Credit Shortfall).Protect yourself from vehicle finance settlement shortfalls.

Ensure nothing interrupts your journey with insurance engineered to protect you from vehicle finance settlement shortfalls. If your car is stolen or written off, we’ll settle the difference between your comprehensive insurance pay-out and the amount owing on your credit agreement. (Excess payable, arrears, refundable premiums or capital additions will be factored into the amount paid.)

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There are three cover options:

OPTION 1:

BMW Basic Top Up

  • Vehicle amounts greater than R50,000 and less than R1,5 million
  • Maximum benefit – R300 000 shortfall
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BMW BASIC TOP UP
BMW Top Up

OPTION 2:

BMW Top Up

  • Vehicle amounts greater than R50,000 and less than R1,5 million
  • Maximum benefit – R300 000 shortfall
  • R6000 excess benefit towards underlying excess in the event of a valid shortfall claim. The maximum amount paid out, will be determined by your underlying Comprehensive insurance over on your vehicle.
  • Supplementary cover included in the event that you unintentionally violate the underlying comprehensive policy – You will need to submit an Ombudsman request against the underlying Insurer first.
  • Deposit protector (Optional cover only applicable if a deposit was paid). Deposit protection up to R100 000.
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OPTION 3:

BMW Top Up over R1, 5m

  • Vehicle amount that exceed R1,500,000 to a maximum of R2,500,000 in value.
  • Maximum benefit of R600 000 shortfall.
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BMW Top Up over

Need to contact us or make a claim?

Telephone:
0860 100 269

Email:

Request a Quote: BMW.vapsinsurancesales@bmwfinance.co.za
Amendments and Claims to Active Policies: VAPS.BMW@bmwfinance.co.za

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Terms and Conditions

Please note that this is not the policy wording. Please read the policy wording for the full benefits as well as comprehensive terms and conditions of this cover.

 

BMW Financial Services (South Africa) (Pty) Ltd. is an Authorised Financial Services and Registered Credit Provider NCRCP2341. Insurance is underwritten by Guardrisk Insurance Company Ltd an Authorised Financial Services Provider Licence No.75.Terms and conditions apply.

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BMW Comprehensive Cover

BMW COMPREHENSIVE COVER

Safeguard your prized possession and ensure uninterrupted driving pleasure.

BMW COMPREHENSIVE COVER

Safeguard your prized possession and ensure uninterrupted driving pleasure.

BMW Credit Protection.

BMW Credit Protection.

Cover in the event of death, disability, critical illness and retrenchment or hospitalisation.
BMW Care and Cosmetic Repair.

BMW Care and Cosmetic Repair.

Safeguard yourself from unsightly blemishes such as small scratches, dents, chips or abrasions.
BMW Warranty Cover.

BMW Warranty Cover.

Cover options that shield you from unexpected expenses once your Manufacturer warranty has expired.
BMW Tyre Cover.

BMW Tyre Cover.

Ensure that your car is always fitted with premium brand tyres, no matter what the road throws your way.

Important note: This is only a summary of the PSG Assist benefits. For more information regarding the policy benefits please contact your short-term adviser on 0860 100 0269 (option 2). These products consist of risk and non-risk products. The Benefits are only valid within the borders of South Africa.

Should you elect to receive a quotation PSG Wealth Financial Planning (Pty) Ltd and accept the quotation please read the policy wording for the full benefits, comprehensive terms and conditions of the cover options.
The Insurer will be clearly stated on the policy schedule concerned.

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Comprehensive Insurance available through BMW Financial Services (South Africa) (Pty) Ltd. an Authorised Financial Services (FSP 4623) and Registered Credit Provider (NCRCP2341). PSG Wealth Financial Planning (Pty) Ltd is appointed as the Administrator of the above-mentioned short-term insurance. FSP 728.
Value-added Insurance available through BMW Financial Services (South Africa) (Pty) Ltd. an Authorised Financial Services (FSP 4623) and Registered Credit Provider (NCRCP2341). Insurance is underwritten by Guardrisk Insurance Company Ltd an Authorised Financial Services Provider Licence No.75.

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