Finance.

FINANCE.

Start driving your dream today.

FINANCE.

Start driving your dream today.

Finance.Start driving your dream today.

BMW Financial Services offers a selection of vehicle finance products that will assist in making your dream of driving a BMW a reality.

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INSTALMENT SALE.

INSTALMENT SALE.

If you’re looking for an uncomplicated financing solution, BMW Instalment Sale may be the ideal solution for you.

 

Quite simply, you pay the full purchase price of the vehicle with no large final payment and at the end of your contract you become the proud owner of your vehicle. With this option you have no mileage limitation, giving you unlimited freedom of the road.

 

At the end of the term, you decide if you want to keep the vehicle, sell it, or trade it in.

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Instalment Sale

Priority?

Monthly payments without a large final payment.
Instalment Sale

Focus?

No mileage limitation.
Instalment Sale

Intention?

Ownership.
Instalment Sale

End-of-term options?

Take ownership of your vehicle, sell it or trade it in for a newer model.

INSTALMENT SALE WITH BALLOON.

If you’re looking for a simple financing solution with attractive monthly payments and one final balloon payment at the end, then a BMW Instalment Sale with Balloon may be best solution for you.


With this option you pay lower monthly instalments for greater financial freedom and no mileage limitation.


At the end of the contract, you either refinance the balloon with our help, or pay the balloon amount immediately and become the proud owner of your vehicle.

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INSTALMENT SALE WITH BALLOON.
Instalment Sale with Balloon

Priority?

Attractive monthly payments.
Instalment Sale

Focus?

No mileage limitation.
Instalment Sale

Intention?

Ownership.
Instalment Sale

End-of-term options?

Refinance the balloon or settle the balloon amount immediately and take ownership of your vehicle.
INSTALMENT SALE WITH BALLOON.

BMW SELECT FINANCE.

If you drive approximately 20 000 km per year and you’re looking for simple financing with maximum flexibility, then BMW Select Finance may be the best solution for you.

 

With this option, you agree on a mileage limit for the term of your contract which determines a Guaranteed Future Value that shields you from depreciation.

 

When your contract ends you either: return your BMW and purchase a new one, purchase the vehicle by settling the Guaranteed Future Value or refinance the lump sum with our help. Alternatively, simply return the vehicle in good condition to your preferred BMW dealer at no cost to you.

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Instalment Sale with Balloon

Priority?

Flexible end-of-term options.
Instalment Sale

Focus?

Drive a new BMW more often.
BMW Select Finance

Intention?

Agree on an adjustable mileage limit that best suits your lifestyle and receive a Guaranteed Future Value. This means you have the option to own or return your vehicle.
Instalment Sale

End-of-term options?

Return your BMW and select a new one; Take ownership by setting or refinancing the outstanding balance; Simply return the vehicle to your BMW Dealer.

BMW SELECT PROFESSIONAL.

BMW Select Professional is a unique vehicle finance plan designed by professionals -for professionals. As a recent graduate, this finance option gives selected professionals* the opportunity to own a BMW that befits their newly earned status.

 

With this option, you agree on a mileage limit for the term of your contract which determines a Guaranteed Future Value that shields you from depreciation.

 

When your contract ends you either: return your BMW and purchase a new one, purchase the vehicle by settling the Guaranteed Future Value or refinance the lump sum with our help. Alternatively, simply return the vehicle in good condition to your preferred BMW dealer at no cost to you.

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BMW Edge
Instalment Sale with Balloon

*Qualifying Professions?

Medical Doctor, Dentist, Veterinarian, Chartered Accountants, Lawyers, Attorneys, Advocates, Prosecutors, Actuaries
*Date of qualification should not be older than 3 years.
Instalment Sale

Credit History?

No credit history required.
Instalment Sale

Focus?

Enjoy all the benefits of the BMW Select Finance product including the option to drive a new BMW more often.
BMW Select Finance

Minimum Salary?

A minimum net income of R20 000 per month.
Instalment Sale

Qualifying Age?

South African residents 30 years old or younger at the time of application.
Instalment Sale

End-of-term options?

Return your BMW and select a new one; Take ownership by setting or refinancing the outstanding balance; Simply return the vehicle to your BMW Dealer.
BMW Edge

BMW EDGE.

This innovative product offers an alternative for purchasing your vehicle outright. You put down a 50% deposit and pay extremely low monthly instalments as you only service the interest over the contract term.


At the end of the contract you either: refinance the 50% balloon; settle the 50% balloon and take ownership of the vehicle or trade-in your BMW for a newer model.

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BMW SELECT EDGE.

If you’re looking for a financing solution which allows you to pay nominal monthly instalments but also lets you enjoy all the benefits of the BMW Select Finance solution, then BMW Select Edge is the right option for you.


With BMW Select Edge, you place a deposit equal to the total purchase price less the Guaranteed Future Value (GFV), allowing you to service only the interest over your contract term. With this plan, you receive a Guaranteed Future Value that shields you from depreciation, so you can drive a new BMW more often.


At the end of the contract, you can: return your vehicle and purchase a new one, refinance the outstanding balance, settle and take ownership of the vehicle or return the vehicle to your preferred BMW dealership.

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BMW Select Edge