BMW FINANCIAL SERVICES

BMW FINANCIAL SERVICES.

Drive your dream.
Your way.

BMW FINANCIAL SERVICES. Drive your dream.<br/>Your way.

BMW FINANCE AND INSURANCE SOLUTIONS FROM BMW FINANCIAL SERVICES.

Your new BMW is within reach with BMW Financial Services. Our selection of vehicle finance and insurance products will assist in making your dream of driving a BMW, a reality. Explore our selection of vehicle finance and insurance solutions now – and benefit from an experience as thoughtfully designed as your BMW.

REASONS TO CHOOSE BMW FINANCIAL SERVICES

BMW FINANCIAL SERVICES

01. Drive the vehicle you desire.

 

02. Discover the financial solution you need.

 

03. Enjoy a service you’ll love.

 

04. All from one source – tailor-made for you.

BMW FINANCIAL SERVICES PRODUCT COMPARISON

BMW FINANCIAL SERVICES PRODUCT COMPARISON. WE HELP YOU DECIDE.

Explore the benefits of BMW Financial Services in our video.

With BMW Select, BMW Instalment Sale and BMW Charter, we offer you flexible finance options to drive the BMW of your dreams. Discover the benefits today and choose the financial solution that matches your needs.

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BMW FINANCIAL SERVICES PRODUCT COMPARISON. WE HELP YOU DECIDE.

Explore the benefits of BMW Financial Services in our video.

BMW FINANCIAL SERVICES PRODUCT COMPARISON.

With BMW Select Finance, BMW Charter: Fixed-Term Rental, BMW Instalment Sale and BMW Select Edge, we offer you flexible finance options to drive the BMW of your dreams. Discover the benefits today and choose the financial solution that matches your needs.
BMW Select Finance

BMW SELECT FINANCE.

Deposit (optional) + monthly payment + optional Guaranteed Future Value.


Drive the latest BMW more often.
Agreed Mileage limit.
Option of ownership or usage.
No customer balloon value risk due to Guaranteed Future Value.
Drive the car for a shorter period.
End-of-term options: Purchase a new BMW or keep/return your BMW.

Explore BMW Select Finance
BMW Select Edge

BMW SELECT EDGE.

Deposit (Purchase Price – Guaranteed Future Value) + nominal monthly payments.


Service the interest only.


Lower monthly payments.


Drive the latest BMW more often.


Agreed Mileage limit.


Option of ownership or usage.


End-of-term options: Purchase a new BMW or keep/return your BMW.

 

Explore BMW Select Edge
BMW Charter: Fixed-Term Rental

BMW CHARTER: FIXED-TERM RENTAL.

Fixed monthly rental payment.


Hassle-free Insurance-inclusive package.
Agreed mileage limit.
Usage only, no ownership option.
No residual value risk.
Drive the car for a short period.
End-of-term options: Return your BMW.

Explore BMW Charter: Fixed-Term Rental
BMW Installment Sale

INSTALMENT SALE.

Deposit (optional) + monthly payment.


Full ownership after contract ends.
Unlimited mileage.
Full ownership at the end of contract.
No residual/balloon value risk.
Drive the car for a longer period.
End-of-term options: Keep your BMW or trade-in your BMW.

Explore Instalment Sale
BMW Installment Sale with balloon

INSTALMENT SALE WITH BALLOON.

Deposit (optional) + monthly payment + final payment.
Refinancing options.
Unlimited mileage.
Full ownership at the end of the contract (if balloon settled).
Customer balloon value risk.
Drive the car for a longer period.
End-of-term options: Keep your BMW (pay lump sum or Refinance it) or trade-in your BMW.

Explore Instalment Sale with Balloon

BMW FINANCIAL SERVICES TOOLS & ASSETS.

BMW FIND MY FINANCE.

BMW FIND MY FINANCE.

Answer 8 multiple choice questions to find your ideal BMW Finance solutions.

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BMW FINANCE CALCULATOR.

BMW FINANCE CALCULATOR.

Use our finance calculator to estimate the monthly payments on the BMW you want to drive.

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BMW FINANCE BROCHURE.

BMW FINANCE BROCHURE.

Get more information from the world of BMW Financial Services.

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BMW SELECT FINANCE BROCHURE.

BMW SELECT FINANCE BROCHURE.

Find out more about how you can drive a new BMW more often with BMW Select Finance.

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BMW MY ACCOUNT.

BMW MY ACCOUNT.

If you are a BMW Financial Services customer, you can manage your finance – online. 

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ALTERNATIVE ENERGY FINANCE.

BMW ALTERNATIVE ENERGY FINANCE.

Go green with the option to finance an alterative energy solution for your home alongside your vehicle finance with BMW Financial Services. 

BMW YOUNG PROFESSIONALS.

BMW Young Professionals

Drive your dream sooner with BMW Young Professionals – a unique product aimed at the leaders of tomorrow. You could qualify for finance and preferential interest rates on selected BMW models simply for being a future visionary. 

THE END OF YOUR JOURNEY.

With BMW Financial services there is more than one way to end your journey. Whether you choose to settle early or enjoy one of the various End of Term options available to you at the end of your contract, you can look to the future with confidence.

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BMW EARLY SETTLEMENT.

Why wait for the next chapter when you can start it sooner? With a BMW Early Settlement, you can terminate your current agreement ahead of schedule while enjoying a range of options designed to help you begin the next phase of your journey in the best way possible.

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BMW Finance Early Termination

EXPLORE BMW END OF TERM OPTIONS.

BMW Select Finance

BMW SELECT FINANCE.

Purchase a new BMW or keep/return your BMW.

Explore
BMW Charter: Fixed-Term Rental

BMW CHARTER: FIXED-TERM RENTAL.

Return your BMW.

Explore
BMW Installment Sale

INSTALMENT SALE.

Keep your BMW or trade-in your BMW.

Explore
BMW Installment Sale with balloon

INSTALMENT SALE WITH BALLOON.

Keep your BMW (pay lump sum or Refinance it) or trade-in your BMW.

 

Explore
BMW Select Edge

BMW SELECT EDGE.

Purchase a new BMW or keep/return your BMW.

Explore

FREQUENTLY ASKED QUESTIONS ABOUT BMW FINANCIAL SERVICES.

  • What is BMW Financial Services?
  • Which products does BMW Financial Services offer?
  • What are the contact details for BMW Financial Services?
  • What are the minimum requirements to apply for vehicle finance through BMW Financial Services?
  • Can I apply for finance online?
  • Once my finance is approved, what documents will I need to take delivery of my vehicle?
  • I want to purchase a vehicle privately, are you able to assist with finance?
  • Does BMW Financial Services finance other makes of vehicles?
  • Does BMW Financial Services charge any fees when concluding a new agreement?

MORE FROM BMW FINANCIAL SERVICES.

BMW FINANCIAL SERVICES OFFERS.
BMW BMW INSURANCE PRODUCTS
BMW BMW INSURANCE PRODUCTS

CURRENT BMW FINANCIAL SERVICES OFFERS.

Discover the latest BMW Financial Services offers.

ONLINE CREDIT APPLICATION.

Apply for finance online for your new or used BMW with BMW Financial Services.

BMW INSURANCE PRODUCTS.

Protect your BMW with a trusted insurance solution from BMW Financial Services which provides you with complete peace of mind.

LOG INTO BMW MY ACCOUNT.

BMW My Account

Manage your finance, online.

BMW Financial Services customers can enjoy secure access to their finance accounts, via BMW MyAccount. This self-service portal is available to both individual customers and corporate clients. BMW MyAccount is also accessible via the My BMW App.

BELOW ARE THE MANY FEATURES YOU CAN ENJOY ON MYACCOUNT.

  • Update and manage your postal and physical address
  • Manage your account details and finance deal structure
  • Update your banking details and next payment date
  • Download your finance agreement, registration document and insurance confirmation
  • Manage your communication and marketing preferences 
  • Obtain your statement, amortisation schedule and audit statement
  • Generate a settlement quote and settlement confirmation
  • Receive important notifications
  • Request a cross border letter
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FREQUENTLY ASKED QUESTIONS ABOUT MY BMW FINANCIAL SERVICES AGREEMENT.

  • How can I change my MyAccount self-service portal password?
  • How can I obtain a statement, amortization schedule and audit statements?
  • Can my debit order date be changed?
  • Can I request a refund for an instalment paid in error?
  • How often are my statements sent?
  • Do I need any documentation when crossing the border with a financed vehicle?
  • What happens if my vehicle is stolen/written off?
  • Can I make additional payments towards my finance agreement?
  • Is it possible to reduce my monthly repayment amount?
  • Can I reduce the term of my contract?
  • Can I reduce the balloon amount on my contract?

FREQUENTLY ASKED QUESTIONS ABOUT SETTLEMENT OF MY BMW FINANCIAL SERVICES AGREEMENT.

  • What is a settlement quote?
  • How can I request a settlement quote?
  • Why am I charged a penalty fee for settling my account early?
  • How do I obtain my NaTIS documents once my account is paid in full?
  • If the NaTIS document does not reflect my current registration number (your number plate), is this a concern?
  • How can I obtain a copy of my NaTIS document?

BMW Financial Services (South Africa) (Pty) Ltd is an Authorised Financial Services Provider (FSP 4623) and Registered Credit Provider (NCRCP2341).

View full Terms & Conditions

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